The agentic era of credit analysis
Bizspreads is the first AI-native spreading platform built for the agentic era of credit. Trained on real credit files and deployed alongside your analysts — reading PDF statements, tax returns, and audited financials with full context, and handing back a verified, ratio-ready spread in minutes.
What makes Bizspreads different
No templates. No keyword maps. No formatting rules to maintain. Bizspreads reads documents the way a senior analyst would — context first, fields second — instead of pattern-matching against tax-form coordinates.
Built on financial statements, tax returns, and audited filings from production credit teams. Not synthetic data. Not toy benchmarks. The level of work a credit officer would actually accept on a real deal.
Every figure cites its source document. Analysts review, override, and approve. AI handles the volume; humans hold the call. The agentic era of credit, with people still on the file.
The numbers we're building toward